catamaran boat buy

Catamaran Boats: Types, Uses & Activities

catamaran boats

Let’s look at some of the types of catamarans and their best uses.

Sailing Catamarans

Sailing catamarans have made great strides over the past several decades. Small daysailing cats are popular because they provide a safe and simple learning platform and you’ll find fleets of them in resorts where they’re used by people with very little sailing experience. These types of small cats are usually made of roto-molded plastic or fiberglass and they typically don’t have auxiliary engines so their sole source of propulsion is sails.

Larger sailing cats have taken over the world of distance cruising and bareboat chartering . Nearly all tropically-based bareboat charter companies offer more sailing catamarans today than monohulls and those numbers are also growing in destinations such as the Mediterranean. Typically, charter cats have two engines, one in each hull, to maneuver as well as a mast that supports a mainsail and at least one headsail.

Explore Sailing Catamarans & Sailboats

Power Catamarans

Power catamarans, often referred to as "multi-hull powerboats" or "power cats," have larger engines than their sailing cousins and no masts or sails. Their bigger motors give them higher top speeds but these cats also need reinforced hulls to handle the weight and power of these engines. Other than pontoon boats (which arguably are also power cats), motorized cats are the fastest growing segment of the boating market.

Power cats come in various shapes and sizes. Numerous smaller power cat brands are marketed for fishing while larger ones are popping up in bareboat charter and as cruising platforms. Many commercial passenger ferries have also turned to the catamaran design for their spaciousness and speed.

Explore Power Catamarans

power catamarans

Advantages of Catamaran Boats

There are some inherent advantages of boats with multiple hulls, which include:

  • More deck and interior space per foot than monohulls. A catamaran has about 1.2 times the space of a monohull. In other words, a 40-foot cat should have the deck and interior space of a 50-foot monohull. Cats also have more interior space with up to four cabins even in a vessel under 40 feet in length. These large cabins usually provide easier berth access and they have hull windows with opening ports for better ventilation and light even in the staterooms, which are usually more separated for privacy.
  • Due to their design with two hulls set wide apart, cats enjoy greater stability under way and at rest in rolly anchorages . Unlike a monohull that can heel under sail or roll when powered, cats stay level, which makes them safer and easier for people and pets to maneuver on the flat deck. Some say cats have an easier motion than monohulls and tend to induce less seasickness.
  • With twin engines, cats’ propellers are set wide apart so these boats have excellent maneuverability. Cats can venture into shallower waters too – especially sailing cats that don’t have deep keels. Because cats don’t drag a massive keel through the water, they’re also on average 20-30 percent more fuel-efficient even with two engines.
  • Larger, more sophisticated power and sailing catamarans have a natural redundancy built into their equipment inventory, which translates to comfort and safety. For example, if a fresh water pump fails in one hull, there’s usually another to provide water for washing up. If one engine fails or one propeller spins off, there’s another to get the vessel to homeport safely. There’s also more room for the installation of additional systems like generators, watermakers, battery banks, and more.

Drawbacks of Catamaran Boats

Like any boat type, there are a few small drawbacks when it comes to catamarans:

  • Catamarans take up more space so it’s often difficult and expensive to find dock space.
  • Due to their design, both power and sailing cats can also slam the bridge deck into oncoming waves when going to weather.
  • Additionally, sailing cats don’t necessarily sail as well upwind as monohulls because with two hulls, they simply can’t point as high into the wind.
  • Finally, it may be tempting to load up a catamaran due to the space it offers but a sure way to damage a power or sailing cat’s performance is to overload them or have uneven weight distribution—something, which is less of a problem on their monohull counterparts.

Catamaran Boats FAQs

Whether used for daysailing, world cruising, chartering or fishing, boats with two hulls are growing in acceptance and appeal. The basic design may be hundreds of years old but today’s updated designs make catamarans a viable option for any boater.

Are catamarans more expensive than monohulls?

Purchasing or chartering a catamaran is usually more expensive than a monohull since there are more accessories and even more fiberglass construction to pay for. Over time, cost of ownership can be higher too since there are two hulls to polish and wax and more equipment to service or replace. It’s also more expensive to haul out a catamaran for bottom work.

What is the typical draft of a catamaran?

Draft (depth below waterline) depends on the size and type of cat. Small daysailing cats can draw mere inches but with a large cruising cat, it may be 3-4 feet. Some cats have dagger boards that are used to improve upwind performance. With the boards down, a cat can draw 10 feet or more but these boards may be lifted to allow access to shallow water.

Can catamarans be raced?

Catamarans make fine racers as has been proven by the America’s Cup contenders. There are also one-design classes in the smaller, open designs.

Read Next: Types of Sailboats, Activities & Uses

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New and Used Catamaran Boats for Sale

A catamaran boat is balanced on two hulls and can be powered by power or sail is often known as a multi-hulled watercraft. Depending on the size of the boat, the space separating the two hulls might be filled by a cockpit, the main cabin, and usually some netting (which can be a great place for... learn more about Catamaran Boats

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1,210 New and Used Catamaran Boats

Nautitech 44 Open

Miami Beach, FL, (United States of America)

OFFERED BY:

Performance Yacht Sales

NEW 2023 Nautitech 44 Open - SUMMER END DISCOUNT 2023 European Yacht of The Year & Sail Magazine Best Boat Fully Loaded - On The Water - Available for Delivery NOW Light Wood Finish ...

Fountaine Pajot Cumberland 46

Florida (United States of America)

Private seller

2014 Fountaine Pajot Cumberland 47 LC The Fountaine Pajot 47 Cumberland was designed as an owner/operator friendly cruiser. It has three cabins each one with double bed and private ...

Prout Catamaran

Port Charlotte, Florida (United States of America)

United Yacht Sales

Prout Catamaran perfect for cruising and living aboard. BEAR NECESSITIES is in fair condition, great potential for a safe, well constructed new generation Catamaran, large cockpit, spacious acc...

PDQ Power Catamaran

Stuart, Florida (United States of America)

The 2005 34' PDQ was the pinnacle of all the User feedback generating design changes that made her the Flagship of the 34' model line - larger Galley, more storage, separate shower in Head, roo...

Armstrong Landing Catamaran

Anacortes, Washington (United States of America)

Seattle Yachts

SPECIFICATIONS Price: $639,000 Boat Name: LANIKAI Make: Armstrong Marine Model: Landing Catamaran Year: 2010 Condition: Used Category: Catamaran Construction: Aluminum Length: ...

Invincible Boats 35 Catamaran

Orange Beach, Alabama (United States of America)

2021 Invincible 35 Catamaran Fish like a pro! The center console hybrid semi-asymmetrical catamaran hull was exclusively designed for Invincible by Morrelli & Melvin, famed designers of wo...

Invincible Boats 40 Catamaran

Grand Isle, Louisiana (United States of America)

Frank Gordon Yacht Sales

Sea-keeping ability is our objective with the 40'. We created a boat that would tear through seas from any direction, while still being able to maneuver turns at high speeds. It was designed to ...

Invincible 46 Catamaran

Melbourne Beach FL (United States of America)

Denison Yacht Sales

This like-new 2021 46' Invincible has stayed in a covered shop when not in use and has always been professionally maintained. The owner has built multiple boats with Invincible, so this boat is...

Invincible Boats 37 Catamaran

Marco Island, Florida (United States of America)

Best priced 37 Invincible CAT on the market. Owners new boat is on the way. This 37 Invincible CAT features Quad Mercury 350 Verados with 1100 originals (freshly serviced) and w...

PDQ 34 Power Catamaran

Merritt Island, Florida (United States of America)

2003 PDQ 34 MV Passagemaker Power Catamaran "Next Adventure" Owners have cruised extensively to the Bahamas and up and down the east coast, the catamaran hull offers exceptional performance. T...

ILIAD Catamarans 75

Dania Beach, Florida, Florida (United States of America)

Atlantic Yacht & Ship Inc

Featured Atlantic Yacht and Ship, specialists in Catamaran, is proud to offer this 75' 2025 ILIAD Catamarans Catamaran for sale in Dania Beach, Florida, Florida. Take a look at these images an...

Fountaine Pajot Ipanaema 58 Power Catamaran

Cartagena, CO (United States of America)

The Multihull Company

A truly one of a kind opportunity. 6 Cabins with an additional 2 front peak berths 6 Heads each with shower and electric toilets Samsung washing machine 110V refrigerator and freezer in Galley A...

Bali Catamarans 4.8

Fort Lauderdale, Florida (United States of America)

YACHTS UNLIMITED

This Bali 4.8 just arrived in Florida- She features all the assets of the BALI CATAMARANS range: her slender, straight bows creating elegant lines, her numerous storage spaces, her contempora...

Bali Catamarans 5.4

Kemah, Texas (United States of America)

This Bali 5.4 is available for private ownership, bareboat charter management with high end operators, or luxurious crewed yacht charter operations. New order for a delivery in November 2024-Y...

Annapolis, Maryland (United States of America)

This Bali 4.8 is available for private ownership, bareboat charter management with high end operators, or luxurious crewed yacht charter operations. New order for a delivery in September 2024-...

Bali Catamarans 4.6

This Bali 4.6 is available for private ownership, or bareboat charter management with selected high-end operator or luxurious crewed yacht charter operation. Bali 4.6 design incorporates th...

Bali Catamarans 4.2

Edgewater, Maryland (United States of America)

AdventEure II is a 2023 Bali 42 -Fully equipped- owner's boat, owner's version, 3 cabins/3 heads. Atlantic crossing by a professional crew - American specifications - US imported - The Bali 4.2...

Bali Catamarans 4.1

Palm Beach, Florida (United States of America)

NEW UPGRADES Raymarine E70476 AIS 700. Raymarine AIS Raymarine Back up camera for stern port Raymarine TDC5 transmitter Ray Marine Wind i60 analog Black water Tank monitoring gauge ...

Bali Catamarans CATSPACE

The CATSPACE is a 40-foot catamaran that combines all the innovations expected from a BALI. Her inverted bows, a signature element of models in the BALI range, offer a pronounced design. The in...

ILIAD Catamarans 53F

Dania Beach, Florida (United States of America)

Featured Atlantic Yacht and Ship, specialists in Catamaran, is proud to offer this 53' 2024 ILIAD Catamarans Catamaran for sale in Dania Beach, Florida. Take a look at these images and videos,...

Nassau, Palm Cay Marina (United States of America)

DREAM YACHT CHARTER

Cat for sale

Custom Shaw Boats - 55 Charter Catamaran

Kihei, Hawaii (United States of America)

W S Yacht Brokers LLC

THE VERY WELL KNOWN "FOUR WINDS II" MOLOKINI TOUR BOAT IS NOW FOR SALE! KNOWN AS THE "FAMILY FUN BOAT" SHE IS LOCATED IN MAUI, AND IS A CHARTER MACHINE. SHE IS READY FOR NEW OWNERS, AS THE EXIST...

Seawind Catamarans 1160 Lite

San Diego CA (United States of America)

Manufacturer Provided Description In 2004 Seawind Catamarans launched the 38ft Seawind 1160… a ground breaking and innovative design that gained worldwide acclaim for its clever layout and u...

Bali Catamarans 4.3

La Paz, Costa Baja Marina (United States of America)

The BALI 4.3 loft voted best cruising catamaran by the famous American magazine “Sail”, benefits from all the innovations of the BALI range. The BALI 4.3 is bold and innovative in these living ...

Bali Catamarans 4.5

Key West, FL (United States of America)

Just Catamarans

4.5 Welcome aboard the SERENITY, a 2017 Owners Version Bali 4.5 cruising catamaran based in beautiful Key West, Florida! With low engine hours, no charter history, and an abundance of recent po...

BVI, Scrub Island Marina (United States of America)

Invincible Boats Catamaran

Featured Atlantic Yacht and Ship, specialists in Saltwater Fishing, is proud to offer this 40' 2018 Invincible Saltwater Fishing for sale in Fort Lauderdale, Florida. Take a look at these imag...

* Price displayed is based on today's currency conversion rate of the listed sales price.

ABOUT CATAMARAN BOATS

A catamaran boat is balanced on two hulls and can be powered by power or sail is often known as a multi-hulled watercraft . Depending on the size of the boat, the space separating the two hulls might be filled by a cockpit, the main cabin, and usually some netting (which can be a great place for relaxing in the sun).

There are many benefits of multihull over monohull boat ; including stability, these great catamaran boats rarely heel more than 5 degrees, which means passages are more enjoyable, drink and food stay on the table, and there are no balancing acts on deck, so it is less tiring, The generous saloon area and on-deck space offers 360 degrees visibility.

The shallow draft offers more anchoring possibilities. You can anchor in low tide and even beach it safely and wait for the next tide to sail. Why have one hull when you can have two?.

You can search new and used catamarans for sale include sailing catamarans and power catamarans .

The two hulls can be configured into a multitude of ways depending on the use of the boat. Both catamaran power boats and catamaran sailing boats are deal for bluewater cruising, crossing the Atlantic, chartering, private use.

Searching for multihulls for sale will often find you sailing yacht catamarans for sale, power catamarans for sale, catamaran motor yachts for sale, catamaran sailboats , and the triple hulled trimaran .

Ever dreamed of sailing off into the sunset? Then maybe you should consider one of these catamaran boats, browse our Boats for Sale section to find the right boat in your area or near you.

MANUFACTURERS IN CATAMARAN BOATS

Catamaran boats by make, catamaran boats by country, catamaran boats by state.

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catamaran boat buy

How To Afford Buying a Catamaran: Owners Lessons Learned

catamaran boat buy

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The catamaran of your dreams has just shown up on Yachtworld.com. The only question now is where the money will come from to buy it. To help you navigate the options I have asked 100+ owners of catamarans how they purchased their catamaran and what they learned from it!

You can finance a catamaran from your savings, borrow against home equity, or take out a loan from a bank or specialist boat lender. You could also use your stock portfolio as loan collateral . A third way is to use a management program. Before you choose, listen to these owners’ experiences.

In many ways, financing a catamaran is similar to financing a car. The only difference is you may need to borrow more, depending on your choice of catamaran and your down payment. Keep reading as we explore what sailors experienced when they bought their cat.

catamaran boat buy

Table of Contents

Owners Recommend: Use Your Own Savings

This is the number one recommendation I got, I might not totally agree, but this is what most of the respondents answered (~80%), and the main reason was this:

The lesson to be learned is never go into debt for a depreciating asset like a boat. Poll respondent #23

One of the better consequences of the COVID-19 pandemic is that the personal saving rate has increased significantly. At least amongst higher income groups. 

So, if you’re one of those people who have stashed away more of your money, those savings could be an excellent way to finance your catamaran. But be cautious: you don’t want to sink all your cash savings into this. You should ensure you’ll have more than enough for contingencies, especially in uncertain times. How much you should keep in cash savings will vary according to your circumstances and who you ask . 

If you want to understand the costs of the liveaboard lifestyle, I suggest that you read this article where I summarize the costs of living aboard a cat.

In general, aiming to keep around twelve months’ living expenses is sensible if you’re planning on using savings to fund a luxury purchase. That should give you enough leeway if you hit an unexpected financial storm and need to batten down the hatches. 

Saving our butts off to be able to buy it and not use a loan Respondent #56 and her very straight forwards explanation

If you can do that and still have a lot of excess cash in a savings account, using it to finance your catamaran may make sense. That’s because interest rates are so low at the moment, so your savings may not be keeping pace with inflation . Even though borrowing rates are also low, you’ll still pay more to borrow than you’ll earn on your savings. So, if you look at the lost interest as the cost of using your savings, it works out much cheaper than a loan. Or in other words:

I paid cash. If financing is an absolute necessity to buy your boat, you need to reconsider if you can really afford it. Poll respondent #36

catamaran boat buy

Use the Equity in Your Home

If your home is mortgage-free or you have enough equity, financing your catamaran with a home equity loan can be a relatively cheap option. 

Some respondents considered this option but non actually did go through with it, the main reason seemed to be that instead of owning a house and boat, they sold the house and used the money to buy a boat. Gabo

Of course, it means your home is collateral for the loan, so you risk losing your home if you fail to make the loan repayments. 

However, because your home is security for the loan, you should get a lower interest rate than you’d get on an unsecured loan. Though you may have to shop around to get the best rates.

With this option, you’ll benefit from loan terms that are longer than what is usually given for unsecured loans; you may be able to choose anything from 5 to 30 years, depending on the lender. The term length helps to keep the monthly repayments down.

You should be aware that home equity lenders usually restrict the amount you can borrow. The limit is often to a maximum of 85% of your property’s value. That shouldn’t be a problem if you don’t have an existing mortgage. But if you do, your existing mortgage will reduce the amount you can borrow, and you’ll need to check how much you can borrow to ensure it’s enough to cover the cost of your catamaran.

Also, bear in mind that many home equity loans come with fees payable on closing. There may be other fees to take into account as well, like appraisal costs.

Still, shop around, and you can find home equity loans with no closing fees at both national and regional banks . It pays to do your research.

catamaran boat buy

Unsecured Bank Loan

If you don’t have enough home equity or are uninterested in securing a catamaran loan against your home, another way to get your dream of catamaran ownership afloat is to go for an unsecured bank loan.

One important thing to consider when deciding if an unsecured loan is the amount you can borrow. Many unsecured loans max out at around $50,000, though $100,000 is available from some lenders.

Another factor to bear in mind is most unsecured loans have a maximum term of five to seven years. So, if you’re borrowing a large sum, this option can prove more costly than a secured loan. 

On the plus side, like a home equity loan, unsecured loans have fixed repayments, and you know what your monthly commitment will be from the start.

Another advantage is that you’re not using your home as collateral, so it’s not at risk if you fail to meet the repayments. Of course, you could end up with a poor credit rating if you miss repayments; thus it’s still crucial to make certain you can afford the monthly commitment.

If you go down the unsecured loan route, check your lender’s small print for hidden fees. Some lenders charge origination fees, which can add to the overall cost of the loan.

It’s also often helpful to have the option to prepay if you want. Yet know that some lenders charge prepayment fees that can effectively tie you into a loan and prevent you from refinancing it should you find a cheaper option. Again, just check the small print before signing on the dotted line.

An alternative to a standard bank loan to finance your catamaran is a boat loan. These are available from specialist boat lenders and other lenders.

How Does a Boat Loan Differ From a Bank Loan?

With boat loans, you can often use the boat you’re buying as collateral. That translates into potentially lower repayments because the lender has security for the loan in the shape of your boat.

Also, the loan terms are often longer than for standard bank loans, reducing the monthly repayment.

Many boat buyers prefer this type of secured loan over one secured on their home. That’s understandable since the consequences of losing your boat aren’t as dire as losing your home.

The option of a boat loan stirred up a somewhat emotional debate where there seemed to be two sides, one side saying it makes sense since you’ll be able to invest the cash you already have:

Line of credit. Pay interest only. Keep your money working for you. Respondent #87

And the other side presenting an interesting perspective:

I don’t think I could ever look at the horizon in my catamaran and fantasize about just keeping on going while flipping the bird to everything behind me with a bank loan on it. Kind of defeats the purpose for me. I would feel like I’m dragging my hook behind me!  Respondent #78 discussing the emotional aspect of taking a loan

Back to the loans! Some specialist boat loans require a downpayment. Meaning you won’t be able to borrow the total cost of the boat. A down payment may range from between 10-20%, and by putting in more capital upfront, you get the benefit of lower repayments.

Be aware, some boat lenders may have conditions around the type and age of the boats they’ll finance. There may also be minimum and maximum loan amounts. With some loans, there may also be fees to pay. Always check the lending terms carefully.

Examples of Available Boat Loans

One lender in the boat loan market is Bank of the West , through its Essex Boat Loan arm. Here are the main points to note about its boat loans:

  • Its minimum loan is $10,000, with a maximum of $500,000.
  • Interest rates are higher for smaller loans.
  • There are down payment requirements that vary depending on the loan amount.
  • It prefers a credit score of at least 700.
  • There are processing fees to pay.

If you want fee-free options, they are out there if you shop around. For example, look at Truist , previously SunTrust:

  • It will lend on new or used boats of 30’ (9m) or more.
  • The minimum loan is $100,000.
  • The maximum term is twenty years if you have a 20% downpayment.
  • They’re one of the lenders that will take your boat as collateral.

If you’re not looking to borrow as much as Truist’s minimum loan, its online lending arm, Lightstream , fills the gap:

  • It offers boat loans of between $5,000 and $100,000.
  • Its maximum loan term is forty-eight months.
  • There’s no restriction on the type or age of boat you can buy.
  • It doesn’t take your catamaran as collateral.
  • However, your credit score needs to be good to excellent to qualify for a loan.

These are just some examples of the boat loans available. As you can see, lender’s terms can differ significantly, so shopping around is vital.

catamaran boat buy

Dealer Loan

If you’re buying your boat through a dealer, it’s worth exploring what help they provide on the financing front. 

They’ll have experience and knowledge of the boat loan market. Plus, the dealer does all the legwork. This saves you the time of researching available options yourself, making it a very convenient way to get finance for your catamaran. It can also be reassuring to have a hand to hold throughout the process.

Stock Portfolio Loan

If you’ve got a stock portfolio, you might be thinking about liquidating some or all of it to finance your catamaran–certainly a strategy worth looking into. However, if you have a substantial portfolio and want to keep it, consider using it as collateral for a loan. That means your portfolio is security for your loan. (Note: you need a substantial portfolio if you want to finance your catamaran using this type of secured borrowing.)

Some providers allow you to borrow up to 90% of the value of your holdings, but borrowing at such a high loan to value on this type of finance isn’t a good idea. That’s because if your portfolio value drops, you’ll have to reduce your borrowing to maintain the loan-to-value ratio below the provider’s maximum. 

If you don’t reduce the borrowing, the provider could sell some of your holdings, which means you won’t necessarily get the best price. There may also be tax implications from the sale. 

Indeed, this type of borrowing is not without risk, and it won’t be suitable for everyone.

If you decide to go for it, it’s sensible to limit borrowing to not more than 20% of your portfolio value. This should provide a comfortable buffer to protect against market fluctuations. But remember, even that’s not guaranteed.

catamaran boat buy

Rent Out Your Catamaran

Renting out your catamaran once you’ve bought it is another option you can use to help finance the purchase. 

It pays for winter storage and summer dockage, a portion of the boat loan, maintenance. It gets me in the water more even [often]. Great for my taxes. Works for me Respondent #55

The idea is along the same lines as Airbnb. One site through which you can rent out your catamaran is Get My Boat .  It allows a boat owner to list their catamaran for short-term rental in return for a fee.

There are a couple of ways to do this. The first is for you to captain the boat during the rental period. The second is to offer bareboat charters where you hand over your catamaran for the agreed rental period.

With the first option, you’ll need to have the time to captain your catamaran for the whole of each rental period. 

If you don’t have that sort of time, the second option might suit you better. However, it does mean letting someone else take over your catamaran for the agreed period. So, you’ll want to ensure you have insurance to protect your investment.

Although renting out your catamaran means there’ll be times when it won’t be available for your own use, it’s up to you to accept or reject bookings. So you have some control over when you rent it out and the length of bookings you accept.

You’ll still need to maintain your catamaran and clean between rentals. If you do the cleaning yourself, that’s more of a time investment for you. But if you pay someone else to clean it, that’s an expense that will come out of your rental charges.

However, you can see how you can use this type of scheme to meet all or part of your monthly loan repayments. If you choose to finance your catamaran from your savings, it can provide a way to rebuild those depleted savings fairly quickly.

Whether you captain your catamaran or not, this option for financing your purchase will involve a good deal of your time. 

catamaran boat buy

Use an Ownership and Management Program (Chartering)

Around 10% of the respondents said they have good experiences with chartering their cats as a way to stay within budget.

I charter with my boat. Makes the cost make sense Nathan (#86)

If you’re interested in financing your catamaran by renting it out but the time involved is off-putting, this option may be more suitable for you. The idea of an ownership and management program is that you buy your catamaran. Then you allow a company, like Navtours , to charter it out.

That company pays you a fee in return for the use of your boat. And they’re responsible for managing charters, marina fees, and maintenance costs.

The downside of this is that you lose some control over when your catamaran is available for your use. Though many companies should let you choose the type of management agreement you want.

For example, Navtours offers two options: One gives you access to your boat for twelve weeks of the year, the other requires you hand your catamaran over for a more limited time, allowing you to use it as you please for most of the year. 

With both options, you can generate an income from your catamaran. That income will be lower under the second option because it’ll be out for charter less of the time.

As with renting, you need to be comfortable with other people using your catamaran. However, with a program like this, you’d be entering into a contract for five years. With the last option, it’s up to you how long you continue renting out your boat. 

catamaran boat buy

Things To Think About When Financing a Catamaran

However you choose to finance your catamaran, it’ll involve a significant outlay. Let’s discuss a couple of things you can do if you want to sail through the process smoothly.

What’s Your Intended Use?

If you choose to go with a boat loan, make sure that they allow you to do the things that you intend to do, some loans will have geographical limitations as to where you can go.

Some banks restrict your cruising grounds as they don’t want their collateral sailing away [for example] to Madagascar. Scott (#51)

Check Your Credit Score

As you’ve seen above, if you want a loan to finance your catamaran, you’ll need to meet lenders’ credit score requirements. 

Knowing your credit score in advance is important because it helps you rule out some lenders that you know will turn you down, saving you time on unnecessary applications. Also, hard lender inquiries on your credit file might hurt your score.

While some lenders ask for at least a good credit score, others may be less stringent. That’s why you should shop around. An average or even poor credit score needn’t sink your dream of owning a catamaran . If your credit score isn’t quite up to scratch, think about ways to improve it. For example, you could pay down debt to reduce your borrowings or to reduce your credit utilization .

Get a Boat Survey

You’ll need a survey if you’re taking a loan secured on the boat. Though, regardless the way you decide to finance your catamaran, this will be money well spent. Even if you go the unsecured route or finance your catamaran from savings or a home equity loan, a survey will give you peace of mind. 

Proceeding without a professional survey is risky. Remember, the catamaran of your dreams may look okay from the outside, but your untrained eye could miss potentially costly issues–a sure way to capsize your dream of owning a catamaran.

As you can see, if you’re looking at how to finance a catamaran, there are several options. Weigh them all up carefully and don’t go full steam ahead into anything. Take your time to steer a steady course through the available options to find one that suits you.

Remember, don’t use savings if it’ll leave you short of cash to deal with life’s headwinds. If you’re borrowing, shop around for the best rates and terms. In particular, give a wide berth to loans that tie you in with penalties for early repayment. Good luck and happy sailing!

And remember BOAT actually means Break Out Another Thousand! 😉

So what does it cost to maintain a catamaran?

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Cruising the Moskva River: A short guide to boat trips in Russia’s capital

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There’s hardly a better way to absorb Moscow’s atmosphere than on a ship sailing up and down the Moskva River. While complicated ticketing, loud music and chilling winds might dampen the anticipated fun, this checklist will help you to enjoy the scenic views and not fall into common tourist traps.

How to find the right boat?

There are plenty of boats and selecting the right one might be challenging. The size of the boat should be your main criteria.

Plenty of small boats cruise the Moskva River, and the most vivid one is this yellow Lay’s-branded boat. Everyone who has ever visited Moscow probably has seen it.

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This option might leave a passenger disembarking partially deaf as the merciless Russian pop music blasts onboard. A free spirit, however, will find partying on such a vessel to be an unforgettable and authentic experience that’s almost a metaphor for life in modern Russia: too loud, and sometimes too welcoming. Tickets start at $13 (800 rubles) per person.

Bigger boats offer smoother sailing and tend to attract foreign visitors because of their distinct Soviet aura. Indeed, many of the older vessels must have seen better days. They are still afloat, however, and getting aboard is a unique ‘cultural’ experience. Sometimes the crew might offer lunch or dinner to passengers, but this option must be purchased with the ticket. Here is one such  option  offering dinner for $24 (1,490 rubles).

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If you want to travel in style, consider Flotilla Radisson. These large, modern vessels are quite posh, with a cozy restaurant and an attentive crew at your service. Even though the selection of wines and food is modest, these vessels are still much better than other boats.

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Surprisingly, the luxurious boats are priced rather modestly, and a single ticket goes for $17-$32 (1,100-2,000 rubles); also expect a reasonable restaurant bill on top.

How to buy tickets?

Women holding photos of ships promise huge discounts to “the young and beautiful,” and give personal invitations for river tours. They sound and look nice, but there’s a small catch: their ticket prices are usually more than those purchased online.

“We bought tickets from street hawkers for 900 rubles each, only to later discover that the other passengers bought their tickets twice as cheap!”  wrote  (in Russian) a disappointed Rostislav on a travel company website.

Nevertheless, buying from street hawkers has one considerable advantage: they personally escort you to the vessel so that you don’t waste time looking for the boat on your own.

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Prices start at $13 (800 rubles) for one ride, and for an additional $6.5 (400 rubles) you can purchase an unlimited number of tours on the same boat on any given day.

Flotilla Radisson has official ticket offices at Gorky Park and Hotel Ukraine, but they’re often sold out.

Buying online is an option that might save some cash. Websites such as  this   offer considerable discounts for tickets sold online. On a busy Friday night an online purchase might be the only chance to get a ticket on a Flotilla Radisson boat.

This  website  (in Russian) offers multiple options for short river cruises in and around the city center, including offbeat options such as ‘disco cruises’ and ‘children cruises.’ This other  website  sells tickets online, but doesn’t have an English version. The interface is intuitive, however.

Buying tickets online has its bad points, however. The most common is confusing which pier you should go to and missing your river tour.

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“I once bought tickets online to save with the discount that the website offered,” said Igor Shvarkin from Moscow. “The pier was initially marked as ‘Park Kultury,’ but when I arrived it wasn’t easy to find my boat because there were too many there. My guests had to walk a considerable distance before I finally found the vessel that accepted my tickets purchased online,” said the man.

There are two main boarding piers in the city center:  Hotel Ukraine  and  Park Kultury . Always take note of your particular berth when buying tickets online.

Where to sit onboard?

Even on a warm day, the headwind might be chilly for passengers on deck. Make sure you have warm clothes, or that the crew has blankets ready upon request.

The glass-encased hold makes the tour much more comfortable, but not at the expense of having an enjoyable experience.

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Getting off the boat requires preparation as well. Ideally, you should be able to disembark on any pier along the way. In reality, passengers never know where the boat’s captain will make the next stop. Street hawkers often tell passengers in advance where they’ll be able to disembark. If you buy tickets online then you’ll have to research it yourself.

There’s a chance that the captain won’t make any stops at all and will take you back to where the tour began, which is the case with Flotilla Radisson. The safest option is to automatically expect that you’ll return to the pier where you started.

If using any of Russia Beyond's content, partly or in full, always provide an active hyperlink to the original material.

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THE 10 BEST Moscow Boat Tours

Boat tours in moscow.

  • Adrenaline & Extreme Tours
  • Gear Rentals
  • Nature & Wildlife Tours
  • 5.0 of 5 bubbles
  • 4.0 of 5 bubbles & up
  • 3.0 of 5 bubbles & up
  • 2.0 of 5 bubbles & up
  • 3rd Transport Ring (TTK)
  • District Central (TsAO)
  • Garden Ring
  • Boulevard Ring
  • Good for Couples
  • Good for Big Groups
  • Good for Kids
  • Good for a Rainy Day
  • Budget-friendly
  • Honeymoon spot
  • Adventurous
  • Hidden Gems
  • Good for Adrenaline Seekers
  • Things to do ranked using Tripadvisor data including reviews, ratings, photos, and popularity.

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1. Flotilla Radisson Royal

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2. Moscow River Boat Tours

DarshanaBR

3. CheapRussia Tours

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4. Erwin. Reka

Igorgrins

5. Lovely Russia Tours

gabrelarose

6. Capital River Boat Tours - Moscow Centre

NUfb

7. MORE MOSCOW

WorldTraveler0723

8. Mosparokhodstvo

imyshin

9. S-cruises

Y9979KOmikem

10. Water Taxi

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11. MosFlot

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12. Insider Moscow Tours

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13. UTS GROUP

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14. Russia CityPass

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15. Argo Travel

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16. Moskva Flot

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17. Magiya Otdykha

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18. Moscowkremlintours

19. moskva s gidom.

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20. Moskvatrip

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21. DIVAS TOUR

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22. Follow Locals

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23. S-Cruises

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24. Miceversa

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25. russian travel and tours

26. nizhny novgorod 4* vodohod.

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28. Mosflot.ru

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29. Ksenia Maximova

What travelers are saying.

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  • CheapRussia Tours
  • Lovely Russia Tours
  • MORE MOSCOW
  • Insider Moscow Tours
  • Russia CityPass
  • Flotilla Radisson Royal
  • Moscow River Boat Tours
  • Erwin. Reka

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